927 Main St Woodland, CA 95695 Phone: (916) 607-2346 Mobile: (916) 607-2346 Fax: (530) 666-6370 Email Theresa

Buying Services for Sacramento Metro Area Home Buyers


Congratulations!  You have decided to purchase a home, or are thinking about buying one.  You'll be joining the ranks of hundreds of families who realize that home ownership offers a number of benefits including building equity, saving for the future, and creating an environment for your family.  When you own your own home, your hard-earned dollars contribute to your mortgage. The equity you earn is yours.  Over time, your home will increase in value.

In the following reports, you'll find the information you need to make a wise buying decision.  We'll take you through the planning process step-by-step , to help you determine which home is right for you.  You'll find a host of informative articles on mortgages, viewing homes, the offer, closing details and moving.

Please contact me if you have any questions about buying a home in Hillsboro or elsewhere in Oregon.

Below, select desired reports and complete the form provided.

Buying Your First Home
Many renters are starting to think about purchasing a home of their own. This article highlights several factors that should be considered when purchasing a home.
The Right Home at the Right Price
This article helps you become a savvy buyer, by pointing out some of the pitfalls inherent in the home-buying process.
Avoid Common Buyer Errors
Some buyers, however, caught up in the excitement of buying a new home tend to overlook some items. When you have a systematic plan before you shop, you’ll be sure to avoid these costly errors. Here are some tips on making the most of your home purchase.
But Do You Need It
Buying a home can be an emotional, time-consuming, and complex process. There are a few things that you can do to help make the process go as smooth as possible.
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Short sale and Foreclosures are everywhere not just on the popular states like Nevada, California and Arizona. There are many homes that are in great condition and valued at least 10% below market value. HUD homes are one of them. Most buyers are not aware of HUD homes.

What is a HUD home?

Answer: A Foreclosure property that was taken over by HUD as the result of a deficiency by the home owner on an FHA mortgage.

What is the benefit of buying a HUD home?

Answer: Condition of HUD homes can be of low to moderate value. Traditionally, however, HUD homes have been in better shape than the average VA property. HUD however, inspect the property before putting it on the market. You can read the inspection report before writing an offer.

  1. Theresa Deardorff, real estate broker, will prepare and submit your offer and deposit for you without charging you.
  2. HUD pays for 5% of your closing costs, saving you thousands.
  3. You can move in faster if you purchase a HUD home eligible for FHA-insured mortgage because it has already been appraised.
  4. HUD homes may be eligible for repair loans built into the mortgage and buyers may qualify for 3 percent down payments.

How to buy a HUD home?

Answer: Only a licensed real estate broker and authorized HUD agent like Theresa Deardorff can write an offer to a HUD home. HUD restricts the sale of some properties to "owner occupant" only. HUD wants the buyers of these properties to actually reside at that property for at least one year.

Call Theresa (971) 244-2125 or email TheresaD@JohnLScott.com for questions and personal viewing of these HUD homes.


Hud homes in Oregon: http://www.tenmanagement.com/listings/state.do?code=OR